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Using your home equity to re-invest can be a great financial strategy in Canada, whether in larger centers such as Calgary and Edmonton or smaller centers across the nation. Purchasing a rental property for investment purposes can be a great way to secure your financial future. For example, with a 25% down payment from your equity and qualification, you can make your dreams of owning rental property a reality. Due to the traditionally low rental vacancies in Alberta, your property will be positioned to be in high demand. Better yet, your investment property enables you to receive a return in the form of rental income while the value of your property grows over time. Most Canadians don't know they can make their mortgage tax deductible -- just one example of invaluable information that a good mortgage broker can pass along. A recent -- and legal -- strategy is forming in the financial community toward this end, and informed mortgage brokers are leading the charge in saving their clients money. The financial strategy in question for making your mortgage tax deductible is known as the Smith Manoeuvre. In a nutshell, by turning your non-deductible interest mortgage into a deductible interest debt, you can both effectively make your mortgage tax deductible and build a free and clear investment portfolio in the process. The end results are that you receive free tax refunds from Revenue Canada, pay off your mortgage faster, and build an investment portfolio. And for all your questions on how to use your home equity to re-invest, contact your local mortgage broker for the inside details.


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